Privacy policy.
Updated September 2026 · The Decline File
1. Overview
The Decline File is an independent informational website. We respect the privacy of our visitors and operate with a straightforward approach to data collection. This policy explains what information we collect when you use this site, why we collect it, and how it is handled.
2. Information we collect
We collect information only when provided directly by you:
- Contact form submissions: When you submit a message through /contact/, we receive your name, email address, business vertical, monthly volume range, and message body. This information is used solely to respond to your inquiry.
- Email newsletter list: If you voluntarily subscribe to our email updates, we collect your email address to send periodic briefs and article notices. You can unsubscribe at any time using the link in any email.
- Server logs: Standard web server access logs record technical connection data such as IP address, browser type, referring page, and timestamp. These logs are used solely for server maintenance and security.
3. How data is shared
We do not sell, rent, or trade your personal information. We do not share subscriber or inquiry data with acquiring banks, credit bureaus, MATCH list operators, advertising exchanges, or data brokers.
4. Cookies and analytics
This site uses minimal, privacy-conscious analytics to understand aggregate page views and popular guides. We do not use third-party behavioral advertising pixels, cross-site trackers, or commercial profiling cookies.
5. Your rights and data deletion
You may request access to, correction of, or permanent deletion of any personal information you have provided by contacting us via our contact page.